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One of the financial services spaces that fintech is most effectively disrupting is payments. Fintech innovation is making it easier than ever to make payments and get paid, eliminating the need for the clumsy and outdated systems involving IBANs and SWIFT codes that have dominated these processes for far too long.

In this episode, we are unpacking the need for this revolution with Andrew Gold. Andrew previously worked for heavy-hitters such as Apple and Coinbase and he is now the Co-Founder and Head of Engineering at Ziina, the UAE’s first peer-to-peer payment app.

Ziina is on a mission to simplify finance for everyone, allowing their customers to send and receive payments with just a phone number, with no IBAN or SWIFT code required. They offer bank-grade security and end-to-end encryption, delivering a next-generation financial services product that even the most sceptical customers can trust. 

In this highly informative conversation, Andrew shared his perspective on: 

  • The biggest problems with the financial services sector in the MENA region that have yet to be solved

  • The barriers to entry that result in a large population of unbanked individuals and how fintech can connect them with essential financial services

  • How traditional financial institutions and fintechs can and should partner for mutual benefit

  • His top 3 key learnings about fintech customers in the MENA region and what they expect from fintech products

Find Ziina online: https://ziina.com

The Change Officer Podcast’s Future of Financial Services Series is brought to you by HolyWally, the world’s first wallet-as-a-service platform. To find out how HolyWally can help you create a mobile wallet to increase your revenue and reduce your time to market, visit their website: https://www.holywally.com

Production company: Poddster

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EPISODE 05 WITH DEVID JEGERSON

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EPISODE 03 WITH MO AZIZ